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Fidelity Bank

Too Many Channels, Not Enough Conversion

Fidelity Bank had done everything the “banking playbook” recommends:

  • Branches? Check.
  • Relationship managers? Check.
  • Online platforms? Check.
  • Mobile banking? Check.

And yet…

Customer conversion was flatlining.

Digital uptake? Stalling.

Sales felt more like support tickets than strategic wins.

The issue?

Channels weren’t selling — they were simply existing.

Each customer journey felt disjointed, overly corporate, and painfully outdated.

  • Project Title

    Beyond Branches: Rewriting the Rules of Banking Sales

  • Client

    Fidelity Bank

  • Year

    ~ 2022

The TSC Approach:

We didn’t come in with slides. We came in with one blunt question: “Why should anyone choose you?”

It was time to stop selling products and start designing journeys that sell.

Step 1: Expose the Channel Chaos

First, we mapped the entire sales ecosystem.

What we found was… messy.

  • Offline and online teams weren’t speaking.
  • Leads dropped off mid-journey.
  • The “personal banker” experience? Completely impersonal online.

Controversial truth:

Fidelity wasn’t suffering from a lack of channels — it was drowning in channel noise.

We turned every touchpoint into a sales moment — but with empathy, not pressure.

Here’s how:

  • Hyper-targeted channel segmentation: We matched products to life stages, not demographics.
  • First job? Soft-sell savings tips, not loan offers.
  • Entrepreneur? Speak to growth, not just balance sheets.
  • Omni-channel handoff strategy: A lead starting online could walk into a branch and not repeat a single word. (Because yes, customers hate repeating themselves.)
  • Sales-infused mobile banking: We didn’t just upgrade UX — we embedded contextual offers into transaction flows. (Because if I’m transferring money to my landlord, maybe I do need a mortgage consultation.)

We trained the team — but not with generic scripts.

 

TSC introduced:

  • Sales conversation design (Less pitch. More pull.)
  • AI-assisted next best action tools
  • Performance dashboards that reward relationships, not just revenue

Result?

Sales teams started listening, not just pushing. And customers felt it.

The Results

  • +38% cross-sell rate across digital and physical branches
  • +55% lead conversion through redesigned journeys
  • Mobile-initiated product sales up 62% in 4 months
  • Branch satisfaction scores jumped by 44%
  • And most importantly: Fidelity Bank stopped being a bank with many channels — and became a bank with one powerful, seamless experience.

Conclusion

Fidelity didn’t need more salespeople.
They needed smarter, synced, and strategic channels.

And with TSC, they learned: It’s not about where you sell. It’s how your customers feel while buying.

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